Single-Family Homes
October 2, 2024
Single-family homes come in many different shapes and sizes and represent a broad category of homes. For most individuals, a single-family home is the first thing that comes to mind when picturing a house. While the definition may seem obvious, it is still worth defining before discussing common types of single-family homes, how they vary from multi-family homes, and the pros and cons of living in one.
What is a Single-Family Home?
Single-family homes are freestanding structures set independently on a piece of property with their own kitchen, walls, and utilities. They are not defined by the number of people who live in them, but they must be occupied by only one household to be recognized under that designation. A single household can be one individual or a large family. The U.S. government’s definition of single-family homes is slightly broader than the standard definition, as they also include row houses and townhomes that are separated by a ground-to-wall roof with the designation. However, they clarify that the units must not share utilities, an air conditioning system, or include attached units above or below.
Common Types of Single-Family Homes
There are many types of single-family homes to match the wants, needs, and style preferences of the people living in them. Ten of the most common types are ranch, colonial, Victorian, modern/contemporary, bungalow, Mediterranean, cottage, modern farmhouse, Tudor, and craftsman.
- Ranch – With the exception of raised ranch homes, ranches are one-story houses characterized by long, low-pitched roofs, sizeable front windows, and semi-open floor plans.
- Colonial – There are a variety of colonial styles, including British, Georgian, federal, Dutch, French, Spanish, and more. They are often symmetrical and include a dormer – a window coming out of a sloping roof.
- Victorian – Known for gabled roofs, turrets, uniquely-shaped windows, and stained glass, but the name refers to an era rather than a specific design. These homes were built during the reign of Queen Victoria, from the early 1800s until the early 1900s.
- Modern/Contemporary – Characterized by minimalist design and clean, sharp lines.
- Bungalow – Small homes that are typically one level and contain a porch and no more than three bedrooms. These homes are ideal for first-time homebuyers and individuals who have mobility challenges.
- Mediterranean – Known for high ceilings, open floor plans, stucco exteriors, and access to outdoor spaces. They are also known as Spanish Revival homes.
- Cottage – Like bungalows, they are often small, one-story homes with porches, but they are less frequently found in urban areas. They are typically characterized as cozy and quaint.
- Modern Farmhouse – Similar to a traditional farmhouse, but with modern amenities. They often feature a clean look with rustic accents.
- Tudor – Often characterized by their unique combination of wood, brick, and stucco.
- Craftsman – Inspired by the Arts & Crafts movement and known for nature-inspired materials such as geometric stained glass, natural woodwork, and built-in structures.
Single-Family Home vs. Multi-Family Home
The U.S. government’s definition of a single-family home provides clarity on the difference between a single-family home and a multi-family home. Simply put, if a home contains multiple units, then it is considered a multi-family home. An example of this could be a large home with a primary residence on the first floor and an apartment on the second floor, with each residence possessing its own kitchen, bathroom(s), and utilities. Townhomes are generally considered single-family homes because each home is designed to be occupied by a single family, even though the home’s exterior walls are connected to one or two homes.
Pros of Single-Family Homes
Although townhomes are often considered single-family homes, most individuals think of a single-family home as a freestanding house with its own yard. As such, the advantages of a single-family home are outlined below with that image in mind.
- Privacy – If you are someone who prefers privacy at home, then it is more advantageous to live at a property that does not share walls or a yard.
- Space – In comparison to an apartment or multi-family dwelling, single-family homes typically offer more room for living space and storage.
- Customization – It is much easier to put your personal touch on a home and the surrounding land when it is a freestanding structure.
Cons of Single-Family Homes
While single-family homes may be ideal for some, there are others who prefer the amenities that are included with an apartment or multi-family home. The following are cons of single-family homes.
- Price – When comparing the cost of homes by square foot, single-family homes are often more expensive than other types of homes – especially if the property is situated on a sizable tract of land.
- Less Income Potential – With a multi-family home, there is greater potential to rent out part of the property – especially if the unit has its own kitchen, bathroom(s), and utilities.
- Responsibility – Most single-family homeowners are responsible for landscaping, mowing, and all other maintenance and repairs that are needed.
There is not a single type of home that meets the needs of everyone. Those who prefer privacy and space are best suited by a single-family home. Homeowners who want to make extra income from their property should consider a multi-family home. Others who want a low-maintenance property could be best served by a condo or townhome with an HOA. The goal is to figure out which one works best for your unique situation.