Jumbo Loans

Jumbo Loans

Jumbo Loans are similar to Conventional loans but are designed for amounts higher than the loan limits set forth by Fannie Mae and Freddie Mac. Jumbo Loans can be used for home purchases, refinances, and second homes. These loan programs are not guaranteed or insured by the Federal Government. Eligibility requirements are dependent on the following (among other things):

  • The appraised value of your desired home
  • Your credit score
  • Your cash reserves
  • Your debt-to-income ratio
  • Jumbo loan programs may require a 20% down payment

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